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Covid-19 adviser update

15 December 2021

Our underwriting approach to the COVID-19 vaccination
We’ve had a few advisers asking us if the COVID-19 vaccination will affect their clients’ application.

We’re fully supportive of the vaccination programme. We don’t ask any specific questions about the vaccine as part of our application form, and we’ll happily accept anyone who has received their COVID-19 vaccination and anyone who is part of any COVID-19 vaccination trial.

If on the rare occasion, the customer suffered any side effects as a result of taking the vaccine before submitting their application, we’d ask for this information to be disclosed, and their case would be underwritten accordingly.

Providing all of the application questions are answered correctly, the COVID-19 vaccination wouldn’t affect us paying a claim. We’ll pay any claim that meets the definition set out in our terms and conditions.