Forward-thinking underwriting.

People often have a growing need for protection. That’s why we design flexible products with your future in mind.

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GUARANTEED INCREASE OPTIONS

The typical way

Most providers allow you to increase your existing cover using a guaranteed increase option (GIO) should a specific life event take place.

However, the process is far from easy. Often, providers require a new application with new medical evidence and age limits are applied.

The result is GIOs are rarely taken out.

The Guardian way

At Guardian, we offer most policyholders the chance to add to their cover for key life events with no underwriting, no medical evidence, no application form and no age limit.

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Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited.
All products are provided by Scottish Friendly.

  • © Guardian Financial Services Limited

Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
Registered office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. Registration number 110002.
Guardian Financial Services Limited is registered in England and Wales under number 11115769. Registered office: 11 Strand, London WC2N 5HR.