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OUR EXECUTIVE COMMITTEE
Our executive team work with our intermediary partners to ensure they receive the highest service standards and their clients receive the highest quality cover.

Peter Mann
Non-Executive Chairman
Peter has over 30 years’ experience in financial services. He’s been an adviser, CEO of a large distribution business, Chief Executive of Skandia and Vice Chairman of Old Mutual Wealth. Peter was our Chairman from 2018 until moving to Non-Executive Chairman in May 2025.

Carlton Hood
Chief Executive Officer
Carlton has 30 years of financial services experience, including roles as CEO at Confused.com and Responsible Life, and Chief Customer Officer at Old Mutual plc. He joined Guardian in May 2025, driven by his passion for challenging traditional financial services to improve outcomes for advisers and customers.

Nischal Singh
Chief Financial Officer
Nischal has worked in life insurance for over 15 years, with a focus on building start-ups. He joined Guardian in 2017 and leads the Actuarial Team.

Hilary Banks
Commercial Director
Hilary has worked in intermediary distribution for almost 20 years. She was part of the leadership team for Vitality and has worked with a number of market-leading UK insurers.

Ruth Starsmeare
Group Chief Technology Officer
Ruth brings over 40 years of IT experience, beginning her career at IBM in the 1980s. She has specialised in change programmes and has held a variety of roles both globally and within the UK. For the past 6 years, Ruth has been an integral part of the Punter Southall group.