Terms of use

We prepare and issue the pages of this website in the UK and they’re intended for the information and use of UK residents only.

Please read the statements below carefully as you’ll be legally bound by them. We reserve the right to amend them at any time and to let you know by posting updated versions on our website. You’ll be deemed to have accepted the amendments by continuing to use the website.

Any reference to ‘we’, ‘us’ or ‘our’ means Guardian Financial Services.


Unless otherwise indicated, we’re the owner of the copyright and all other intellectual property rights (existing anywhere in the world) in this website. This includes its pages, the screens displaying its pages, the information and material in it and the arrangement of it.

The Guardian Assurance logos, icons and images are our registered trademarks.

You may not reproduce or adapt this website in whole or in part without our prior consent, except for the purpose of accessing our products and/or services and for producing printouts for your own personal records.


The information in this website doesn’t constitute financial, professional or investment advice. To confirm whether any product or service is suitable for you, or to get any further information, you should consult an independent financial adviser. Your adviser will be entitled to charge a fee for their advice.

We provide this website as a service, and the information in it is subject to change at any time. If you’re in any doubt about any of the information you see, we recommend you contact us directly or seek financial advice before making any decisions based on it.

While we’ve taken every reasonable care in preparing the content of this website, we don’t accept any liability for any error or omission. Nor do we accept any liability for any errors in data transmission, for any machine, software or operating error or any other cause. We don’t make any representations as to the availability, suitability, reliability or otherwise of this website, nor do we accept any liability for any loss whatsoever arising out of your use of it.

All figures on the website are for illustration purposes only. We don’t guarantee the completeness or accuracy of figures and we don’t accept any liability for any error or omission.

This website may contain material produced by third parties and links to other websites. We provide these links and material for general information only, and we don’t in any way endorse or promote the sites concerned. We don’t accept liability in relation to any materials on websites that are not under our direct control.

We can’t guarantee that we’ll receive any email sent to us or that the contents of the email will remain confidential during internet transmission.

Any dispute arising from the use or content of this website will be subject to the laws of England & Wales.


We keep our copyright and legal policies under regular review and we’ll reflect any updates in this notice. It was last updated in February 2022.