Life's wonderful

From the moment we start walking and talking we develop hopes and dreams.

We go to school, maybe university, then boom! - it's welcome to the world of work. We meet and fall in love with our partner. We buy a house together, banish our youthful ways (well, mostly) and settle down. We may have children too - and with them comes a pile of laundry that never seems to get any smaller. But what if life doesn't go to plan?

The truth is we never know what's just around the corner. That's why we offer a range of covers designed to protect you, and those who depend on you, from the financial consequences of illness and death.

Why is it a good idea?

If your child is seriously ill, we pay out.

Bumps, scrapes and bruises. We all got them as kids - they're all part of growing up, after all. You might shed a few tears, but they're nothing serious. However, there are some things that can happen to children that could have a life-changing effect on the whole family. A critical illness is one of them.

Caring for an extremely poorly child can involve serious costs. Just think - you may want to leave work to care for them. There could be a whole host of unforeseen expenses, heaped on top of your usual outgoings. All of which could cause you untold worry when you already have more than enough to worry about.

How does it work?

We pay out, so you can concentrate on caring.

If you have Life Protection, or Critical Illness Protection, you can add Children's Critical Illness Protection to it. Unlike some other life and critical illness policies, it's not automatically bundled in, so you don't pay for it if you don't want it.

It covers a range of serious, life-changing conditions, and we pay out a lump sum. Money to help you cope and concentrate on the most important thing - being there to care.

Children's Critical Illness Protection is just one of the ways we can help protect you and your family from financial uncertainty.

For more details, download our key facts document.

To find out exactly what suits your needs best, speak to a Financial Adviser.